Please read these terms carefully before using payment participation service. Using the online payment participation service on sspanel.top means that you fully accept these terms and duly signed this Appendix № 1 together with the main User Agreement and with Appendix № 1.1 placed below as per the clause 2.1 of the User Agreement. If you do not accept these terms do not use this payment participation service.

These general terms and conditions regarding the delivery of the Service to the Merchant by the Supplier constitute an integral part of the User Agreement (User Agreement Terms and Conditions for the Provision of Services by sspanel.top).

Definitions

Customer – Merchant’s client who purchases goods and services of the merchant’s site through the Supplier’s service.

Merchant – ecommerce merchant is someone who sells goods/provides services exclusively over the Internet. For the purposes of these Terms, “the merchant” is also understood as the owner or manager of the site through which the above actions are carried out.

Payment Gateway – is a transfer service that allows Customers to make payments by credit and debit cards, as well as numerous alternative payment methods, certified in accordance with international PCI DSS data transfer security standard.

Payment participation P2P service – is a transfer service that allows Customers to make payments on Merchant’s service by using peer-to-peer marketplace to engage in transactions with digital assets.

Payment processor – is a company or financial institution that a Merchant chooses to process their online transactions such as credit and debit card payments (Visa, Mastercard, American Express, World) or alternative payment methods (Alipay, WeChat, etc.).

Supplier (The Service) – payment participation service sspanel Pay, that provides payment participation P2P service for Merchants.

Role of the Service

sspanel.top provides various Services. One of them is a peer-to-peer platform to enable owners of Digital Assets (including, but not limited to, cryptocurrencies such as Bitcoin, Tether, Ethereum, Monero, and TON - hereinafter referred to as “Cryptocurrency” for all together and / or any of) to conduct transactions with each other in order to purchase / alienate mentioned assets (“P2P Platform”), hosted digital wallet services that allow Users to hold and release Digital Assets and any other services described in the User Agreement.

sspanel.top is not a payment processor – a bank, payment institution, internet acquiring, or money services business, but are instead, respectively, a supplier of the services supplied under the User Agreement.

The Service is not a “payment gateway” certified in accordance with international PCI DSS data transfer security standard. Providing their services, sspanel.top does not operate fiat assets and payment institutions.

Supplier will provide the Service to the Merchant for the purpose of transmitting Merchant’s ecommerce payment transactions to agreed P2P payment method providers. For the sake of clarity it is noted that the Service does not comprise any transfer of funds.

Making payments for purchases on the Merchant’s website:

• “Redirect button” – for making all payments for purchases on the Merchant’s website, Customer shall be required to make a payment for which Customer will be redirected to a third-party payment participation service sspanel Pay - https://sspanel.top.
• “API integration” – for making all payments for purchases on the Merchant’s website, Customer shall not be required to make a payment for which Customer will be redirected to a third-party payment participation service sspanel Pay - https://sspanel.top. Merchant guarantees the Customer total accept Terms & Conditions for payment participation P2P service sspanel Pay.

After redirection to the Supplier's website, the procedure for conducting transactions, tariffs and other conditions is determined in accordance with The User Agreement.

The Service is available 24 hours a day for the transmission of ecommerce payment transactions. The Supplier will strive to ensure availability of 99.5%.

The Supplier shall not be responsible for the functionality or availability of third-party services, e.g. telecommunication services or services of card payment acquirers and other payment method providers.

The Supplier shall provide support to the Merchant as specified from time to time on the Supplier’s website. Support may be subject to an additional charge.

The Supplier is entitled to interrupt the use of the Service, if necessary, due to maintenance, security breach, repair or development of the Service or if there is another justified reason for an interruption. The Supplier notifies the Merchant of any interruption in the use of the Service in advance, if possible.

The Supplier informs the Merchant of significant changes to the Service that require changes to the Merchant’s ecommerce solution integration with the Service thirty (30) days prior to the change taking effect. The Merchant undertakes to update its ecommerce solution within the time limit specified by the Supplier. The Merchant is responsible for its own costs in respect of changes to its own systems, as well as for the implementation and testing thereof.

sspanel.top fully complies with the applicable law, that require us to be subject to AML, CFT and KYC.

The Merchant’s Role

The Merchant is responsible for the necessary implementation of/or adaptation to its ecommerce solution to enable communication with the Service.

The Merchant must carry out testing of the integration of its ecommerce solution with the Service in accordance with the Supplier’s instructions before the Service can be deployed. The Merchant is responsible for all expenses incurred due to implementation and testing.

The Merchant’s equipment and ecommerce solution must always comply with the requirements and specifications specified by the Supplier for the use of the Service.

The Merchant must inform the Supplier in writing and without undue delay of any change in the Merchant’s information that may affect the Agreement or the Service, including but not limited to changes to the Merchant’s address, telephone number, and e-mail address. The Merchant must also inform the Supplier of the termination or signing of agreements with card payment acquirers and/or other payment method providers. The Merchant is responsible for the accuracy and completeness of the information supplied to the Supplier.

The Merchant must notify the Customer about the necessity to accept User Agreement when using the Service.

The Merchant is responsible for its Customers in respect of AML / CFT and KYC. Using the Service, the Merchant confirms the good faith of the counterparty and goodwill, including Customer relations. The Merchant accepted AML / CFT / KYC Policy when using the Service.

The Merchant is responsible for usage of Customers personal data according to Merchant’s privacy policies. Supplier is not the Operator of Customers personal data, when it provides a service of payment participation.

Prices and Terms of Payment

The Merchant shall pay the fees for the Service and other charges as per the Supplier’s SERVICE CONTRACT (Appendix №1.1).

Appendix №1.1 to User Agreement

SERVICE CONTRACT

Payment Participation P2P Service sspanel Pay

Please read this document carefully before using payment participation service. Using the online payment participation service on sspanel.top means that you fully accept all provisions of this document and duly signed this Appendix № 1.1 and Appendix № 1 placed above together with the main User Agreement as per the clause 2.1 of the User Agreement. If you do not accept it - do not use this payment participation service.

1. The Parties

This Service Contract (“Contract”) made [DATE], is by and between:

Service Provider: sspanel.top - “Service Provider”, and

Client: [NAME/ADDRESS] - “Client”.

Service Provider and Client are each referred to herein as a “Party” and, collectively, as the “Parties.”

NOW, THEREFORE, FOR AND IN CONSIDERATION of the mutual promises and agreements contained herein, according to the User Agreement along with Privacy Policy, AML / CFT / KYC Policy, Terms & Conditions for payment participation P2P service sspanel Pay, Client hires the Service Provider to work under the terms and conditions hereby agreed upon by the Parties:

2. Term

The term of this Contract shall commence on [DATE] and terminate: (check one)

• ☐ – At-Will: Written notice of at least 15 days’ notice.
• ☐ – End Date: On [DATE].
• ☐ – Other: ___________.

3. The Service

The Service Provider agrees to provide the following:

Payment participation P2P service – is a transfer service that allows Customers to make payments on Client’s service by using peer-to-peer platform to enable owners of Digital Assets (including, but not limited to, cryptocurrencies such as Bitcoin, Tether, Ethereum, Monero, and TON - hereinafter referred to as “Cryptocurrency” for all together and / or any of) to conduct transactions with each other in order to purchase / alienate mentioned assets (“P2P Platform”).

Hereinafter known as the “Service.”

4. Payment Amount

The Client agrees to pay the Service Provider the following compensation for the Service performed under this Contract:

___% of the Client’s turnover passing through payment participation P2P service sspanel Pay on the Client’s e-platform.

Hereinafter known as the “Payment Amount”.

4.1. The Client shall pay the Payment Amount: Monthly, when Invoiced.

Hereinafter known as the “Payment Method.” The Payment Amount and Payment Method collectively shall be referred to as “Compensation.”

5. Retainer

This Contract requires: (check one)

• ☐ – A Retainer. Client agrees to pay a retainer in the amount of 0.5% of Client’s turnover of the last to the Service Provider as an advance on future Services to be provided. (check one)
• ☐ – Retainer is refundable.
• ☐ – Retainer is non-refundable.
• ☐ – No Retainer. The Client is not required to pay a retainer before the Service Provider is able to commence work.

6. Confidentiality

Service Provider acknowledges and agrees that all financial and accounting records, lists of property owned by Client, including amounts paid, therefore, client and customer lists, and any other data and information related to the Client’s business is confidential (“Confidential Information”). Therefore, except for disclosures required to be made to advance the business of the Client and information which is a matter of public record, Service Provider shall not, during the term of this Contract or after its termination, disclose any Confidential Information for the benefit of the Service Provider or any other person, except with the prior written consent of the Client, according to User Agreement along with Privacy Policy, AML / CFT / KYC Policy services by the sspanel.top.

7. No Release

Service Provider agrees that the termination of this Contract shall not release him/her/they from the obligations in this Section.

8. Independent Contractor Status

Service Provider acknowledges that he/she/they are an independent contractor and not an agent, partner, joint venture, nor an employee of the Client. Service Provider shall have no authority to bind or otherwise obligate the Client in any manner, nor shall the Service Provider represent to anyone that it has a right to do so.

9. Successors and Assigns

The provisions of this Contract shall be binding upon and inured to the benefit of heirs, personal representatives, successors, and assigns of the Parties. Any provision hereof which imposes upon the Service Provider or Client an obligation after termination or expiration of this Contract shall survive termination or expiration hereof and be binding upon the Service Provider or Client.

10. Default

In the event of default under this Contract, the defaulted Party shall reimburse the non-defaulting Party or Parties for all costs and expenses reasonably incurred by the non-defaulting Party or Parties in connection with the default, including, without limitation, attorney’s fees. Additionally, in the event a suit or action is filed to enforce this Contract or with respect to this Contract, the prevailing Party or Parties shall be reimbursed by the other Party for all costs and expenses incurred in connection with the suit or action, including, without limitation, reasonable attorney’s fees at the trial level and on appeal, according to User Agreement along with Privacy Policy, AML / CFT / KYC Policy services by the sspanel.top.

11. No Waiver

No waiver of any provision of this Contract shall be deemed or shall constitute a continuing waiver, and no waiver shall be binding unless executed in writing by the Party making the waiver.

12. Governing Law

This Contract shall be governed by and shall be construed in accordance with the law of the Republic of Seychelles.

13. Severability

If any term, covenant, condition, or provision of this Contract is held by a court of competent jurisdiction to be invalid, void, or unenforceable, the remainder of the provisions shall remain in full force and effect and shall in no way be affected, impaired, or invalidated.

14. Additional Terms & Conditions

Entire Contract. This Contract is an integral part of the User Agreement along with Privacy Policy, AML / CFT / KYC Policy, Terms & Conditions for payment participation P2P service sspanel Pay.

The signing of this contract is associated with the inevitable acceptance of all these terms by the Client.

15. IN WITNESS WHEREOF

the Parties hereto agree to the above terms and have caused this Contract to be executed in their names by their duly authorized officers.

Client’s Signature _______________________ Date [_____]

Print Name _______________________

Service Provider’s Signature _______________________ Date [________]

Print Name _______________________